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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,751 | $202,342-19.6% | $172,753-5.8% | $152,909+6.4% |
| Participation rate | 78.3% | 87.1%-8.8pp | 82.6%-4.4pp | 82.5%-4.2pp |
| Annual return | 16.81% | 1029.88%-1013.1pp | 803.00%-786.2pp | 345.46%-328.7pp |
| Employer contribution / active EE | $585 | $5,857-90.0% | $5,144-88.6% | $4,764-87.7% |
| Participant deferral / active EE | $4,816 | $5,948-19.0% | $5,198-7.3% | $5,851-17.7% |
| Admin fee / account holder | $6,525 | $17,112-61.9% | $13,956-53.2% | $11,601-43.7% |