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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,649 | $93,064-47.7% | $74,577-34.8% | $273,972-82.2% |
| Participation rate | 75.0% | 74.9%+0.1pp | 68.1%+6.9pp | 83.0%-8.0pp |
| Annual return | 6.20% | 26.18%-20.0pp | 20.47%-14.3pp | 41.46%-35.3pp |
| Employer contribution / active EE | $5,406 | $3,160+71.1% | $2,525+114.1% | $4,869+11.0% |
| Participant deferral / active EE | $68 | $4,160-98.4% | $3,458-98.0% | $5,287-98.7% |
| Admin fee / account holder | $1,659 | $5,273-68.5% | $4,138-59.9% | $10,133-83.6% |