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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,820 | $100,139+8.7% | $85,187+27.7% | $145,884-25.4% |
| Participation rate | 75.0% | 74.1%+0.9pp | 67.5%+7.5pp | 80.3%-5.3pp |
| Annual return | 11.22% | 84.15%-72.9pp | 66.67%-55.4pp | 551.85%-540.6pp |
| Employer contribution / active EE | $1,034 | $3,238-68.1% | $2,732-62.2% | $4,662-77.8% |
| Participant deferral / active EE | $1,837 | $5,296-65.3% | $4,525-59.4% | $6,690-72.5% |
| Admin fee / account holder | $1,262 | $7,262-82.6% | $6,162-79.5% | $13,392-90.6% |