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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,611 | $79,955-84.2% | $98,461-87.2% | $75,173-83.2% |
| Participation rate | 61.9% | 70.4%-8.5pp | 75.2%-13.3pp | 67.2%-5.3pp |
| Annual return | 99.80% | 19.75%+80.1pp | 21.17%+78.6pp | 160.72%-60.9pp |
| Employer contribution / active EE | $1,044 | $2,264-53.9% | $3,049-65.8% | $2,671-60.9% |
| Participant deferral / active EE | $2,986 | $3,752-20.4% | $4,738-37.0% | $4,126-27.6% |
| Admin fee / account holder | $267 | $6,841-96.1% | $8,961-97.0% | $5,651-95.3% |