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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,623 | $124,330-23.1% | $109,173-12.4% | $167,536-42.9% |
| Participation rate | 72.7% | 79.5%-6.7pp | 75.9%-3.2pp | 82.1%-9.4pp |
| Annual return | 11.87% | 26.04%-14.2pp | 25.75%-13.9pp | 478.82%-466.9pp |
| Employer contribution / active EE | $581 | $4,209-86.2% | $3,723-84.4% | $4,839-88.0% |
| Participant deferral / active EE | $4,740 | $5,256-9.8% | $4,654+1.8% | $6,342-25.3% |
| Admin fee / account holder | $407 | $7,974-94.9% | $6,755-94.0% | $12,315-96.7% |