See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CITIZEN NATIONAL BANK4 years Service code 26 · EIN 64-0774745 | Advisory (Participants) | $7,145 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $687 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,732 | $60,989-59.4% | $60,874-59.4% | $66,914-63.0% |
| Participation rate | 34.3% | 74.5%-40.2pp | 73.1%-38.8pp | 69.8%-35.5pp |
| Annual return | -15.13% | -9.60%-5.5pp | 16.90%-32.0pp | 1.58%-16.7pp |
| Employer contribution / active EE | $0 | $2,661-100.0% | $2,701-100.0% | $2,544-100.0% |
| Participant deferral / active EE | $1,559 | $3,615-56.9% | $3,817-59.2% | $4,237-63.2% |
| Admin fee / account holder | $301 | $338-11.1% | $3,224-90.7% | $593-49.3% |