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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,099 | $185,312-50.8% | $161,489-43.6% | $154,746-41.1% |
| Participation rate | 75.0% | 82.5%-7.5pp | 78.7%-3.7pp | 80.7%-5.7pp |
| Annual return | 15.04% | 103.84%-88.8pp | 89.72%-74.7pp | 172.34%-157.3pp |
| Employer contribution / active EE | $1,383 | $4,769-71.0% | $4,268-67.6% | $4,379-68.4% |
| Participant deferral / active EE | $4,640 | $6,350-26.9% | $5,630-17.6% | $6,730-31.1% |
| Admin fee / account holder | $495 | $18,654-97.3% | $16,006-96.9% | $14,365-96.6% |