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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,917 | $183,539+8.4% | $155,556+27.9% | $145,897+36.3% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 7.80% | 61.31%-53.5pp | 64.84%-57.0pp | 552.29%-544.5pp |
| Employer contribution / active EE | $7,345 | $5,315+38.2% | $4,675+57.1% | $4,663+57.5% |
| Participant deferral / active EE | $5,798 | $6,467-10.3% | $5,631+3.0% | $6,689-13.3% |
| Admin fee / account holder | $3,425 | $19,275-82.2% | $15,885-78.4% | $13,390-74.4% |