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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,601 | $106,923-28.4% | $84,023-8.8% | $152,909-49.9% |
| Participation rate | 100.0% | 75.3%+24.7pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 19.04% | 105.02%-86.0pp | 71.32%-52.3pp | 345.46%-326.4pp |
| Employer contribution / active EE | $377 | $2,735-86.2% | $1,984-81.0% | $4,764-92.1% |
| Participant deferral / active EE | $2,250 | $4,013-43.9% | $3,239-30.6% | $5,851-61.6% |
| Admin fee / account holder | $5,919 | $8,289-28.6% | $6,102-3.0% | $11,601-49.0% |