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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,372 | $95,453+52.3% | $112,040+29.7% | $82,448+76.3% |
| Participation rate | 74.4% | 72.8%+1.6pp | 76.5%-2.1pp | 68.1%+6.3pp |
| Annual return | 11.54% | 23.92%-12.4pp | 24.52%-13.0pp | 41.64%-30.1pp |
| Employer contribution / active EE | $1,233 | $2,318-46.8% | $2,954-58.3% | $2,551-51.7% |
| Participant deferral / active EE | $3,321 | $4,224-21.4% | $5,098-34.9% | $4,139-19.8% |
| Admin fee / account holder | $22,487 | $9,013+149.5% | $12,098+85.9% | $7,234+210.8% |