Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,654 | $155,833-0.8% | $124,693+24.0% | $167,536-7.7% |
| Participation rate | 54.5% | 81.1%-26.6pp | 74.6%-20.1pp | 82.1%-27.6pp |
| Annual return | 12.61% | 17.98%-5.4pp | 5144.19%-5131.6pp | 478.82%-466.2pp |
| Employer contribution / active EE | $0 | $4,164-100.0% | $3,324-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $2,425 | $5,675-57.3% | $4,615-47.5% | $6,342-61.8% |
| Admin fee / account holder | $45,871 | $9,534+381.1% | $7,494+512.1% | $12,315+272.5% |