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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,073 | $75,962-52.5% | $154,108-76.6% | $64,173-43.8% |
| Participation rate | 33.8% | 70.4%-36.7pp | 83.0%-49.3pp | 69.6%-35.8pp |
| Annual return | -6.71% | 30.32%-37.0pp | 735.21%-741.9pp | 7.63%-14.3pp |
| Employer contribution / active EE | $0 | $3,350-100.0% | $5,298-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $1,157 | $3,175-63.6% | $5,081-77.2% | $3,470-66.7% |
| Admin fee / account holder | $1,160 | $5,589-79.3% | $13,411-91.4% | $4,887-76.3% |