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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,420 | $58,523+47.7% | $99,475-13.1% | $72,975+18.4% |
| Participation rate | 69.2% | 64.6%+4.6pp | 73.8%-4.6pp | 69.5%-0.3pp |
| Annual return | 0.00% | 28.51%-28.5pp | 30.72%-30.7pp | 81.01%-81.0pp |
| Employer contribution / active EE | $1,571 | $1,512+3.9% | $2,540-38.2% | $2,440-35.6% |
| Participant deferral / active EE | $3,370 | $2,606+29.3% | $3,619-6.9% | $3,608-6.6% |
| Admin fee / account holder | $15 | $4,102-99.6% | $6,252-99.8% | $5,124-99.7% |