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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,226 | $73,848+24.9% | $143,799-35.9% | $68,486+34.7% |
| Participation rate | 90.8% | 66.7%+24.1pp | 80.3%+10.5pp | 67.9%+22.9pp |
| Annual return | -15.75% | 0.91%-16.7pp | -0.04%-15.7pp | -7.85%-7.9pp |
| Employer contribution / active EE | $6,805 | $3,184+113.7% | $4,952+37.4% | $2,597+162.1% |
| Participant deferral / active EE | $4,377 | $3,385+29.3% | $5,638-22.4% | $4,028+8.7% |
| Admin fee / account holder | $1,590 | $5,755-72.4% | $14,677-89.2% | $5,404-70.6% |