See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS5 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $1,124 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,624 | $76,050-37.4% | $96,544-50.7% | $71,457-33.4% |
| Participation rate | 83.2% | 74.4%+8.8pp | 76.0%+7.2pp | 67.9%+15.3pp |
| Annual return | 8.54% | 22.81%-14.3pp | 25.84%-17.3pp | 28.85%-20.3pp |
| Employer contribution / active EE | $423 | $2,244-81.2% | $2,965-85.7% | $2,588-83.7% |
| Participant deferral / active EE | $2,724 | $4,215-35.4% | $4,851-43.8% | $4,289-36.5% |
| Admin fee / account holder | $11 | $2,707-99.6% | $8,252-99.9% | $1,587-99.3% |