Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS5 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $1,124 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,624 | $76,112-37.4% | $96,544-50.7% | $71,529-33.4% |
| Participation rate | 83.2% | 74.4%+8.8pp | 76.0%+7.2pp | 67.9%+15.2pp |
| Annual return | 8.54% | 22.80%-14.3pp | 25.88%-17.3pp | 28.97%-20.4pp |
| Employer contribution / active EE | $423 | $2,248-81.2% | $2,966-85.7% | $2,590-83.7% |
| Participant deferral / active EE | $2,724 | $4,217-35.4% | $4,851-43.9% | $4,291-36.5% |
| Admin fee / account holder | $11 | $2,708-99.6% | $8,254-99.9% | $1,588-99.3% |