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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,966 | $97,732-55.0% | $83,831-47.6% | $135,380-67.5% |
| Participation rate | 93.8% | 80.0%+13.8pp | 76.1%+17.6pp | 82.6%+11.1pp |
| Annual return | -4.46% | 1287.56%-1292.0pp | 850.99%-855.5pp | 519.81%-524.3pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,631-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $724 | $4,683-84.5% | $4,082-82.3% | $5,609-87.1% |
| Admin fee / account holder | $23,260 | $6,675+248.5% | $5,479+324.6% | $10,828+114.8% |