Filings through Oct 24, 2026.

Retirement plan

Minact, Inc. Retirement Income Plan

Name: MINACT, INC. - MINACT, INC. RETIREMENT INCOME PLAN (2025) Form 5500
Creator: MINACT, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MINACT, INC. RETIREMENT INCOME PLAN, MINACT, INC.

Minact, Inc.EIN 64-0609995Plan #004PY 2025

5220 KEELE STREET - JACKSON, MS 39206601-362-1631minact.comLinkedIn1001-5000 employeeseducation management

Prospect flagsLow participationLow assets / participantLow employer contributionPossible retail share class: $7.8MFund lineup: 11 funds, $11.8M

How to read this page

Total assets (EOY)

$12M

+0.9% from 2023

Total participants

610

-17.2% from 2023

Average account balance

$27,548

+20.8% from 2023

Annual return

13.77%

+1.55 pp from 2023

Benchmarks

See 942 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants250-999

Cohort942 peers

Snapshot2025

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Analytics

See the 10-year trajectory with Pro.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
MORGAN STANLEY SMITH BARNEY1 year Filed as: MORGAN STANLEY Service code 70 · EIN 26-4310632	Consulting Fees	$26,376
MERRILL LYNCH PIERCE FENNER & SMITH11+ years Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085	Recordkeeping	$4,930

Fund lineup

CSV with Pro

11 funds of $250K or more; 18 lines in all, holding $11.8M of the plan's $12.0M. From the 2025 filing. Recordkeeper: Bank of America (Merrill).

In collective trusts18%median 0% for plans of $5M to $50M (40,338 plans)

In index funds11%median 22% for plans of $5M to $50M (40,338 plans)

In the main target-date series0%median 38% for plans of $5M to $50M (40,338 plans)

Employer stockNo

Fund	Manager	Vehicle	Dollars	% of funds%
BlackRock Global Allocation Portfolio BlackRock · Mutual fund Possible retail class A	BlackRock	Mutual fund	$2.6M	22.4%
Galliard Stable Return Fund K Allspring · Collective trust	Allspring	Collective trust	$2.2M	18.5%
Loomis Sayles Invt Grade A Natixis IM · Mutual fund Possible retail class A	Natixis IM	Mutual fund	$1.4M	12.2%
iShares S&P 500 Index Fund Institutional Shares BlackRock · ETF Index	BlackRock	ETF	$1.3M	11.3%
MFS International Intrinsic Equity Fund A MFS (Sun Life) · Mutual fund Possible retail class A	MFS (Sun Life)	Mutual fund	$824K	7.0%
Victory Pioneer Fndmtnl Grth A Victory Capital · Mutual fund Possible retail class A	Victory Capital	Mutual fund	$430K	3.6%
ClearBridge Emerging Markets Fund Class A Franklin Templeton · Mutual fund Possible retail class A	Franklin Templeton	Mutual fund	$394K	3.3%
PIMCO Income Fund Class A PIMCO (Allianz) · Mutual fund Possible retail class A	PIMCO (Allianz)	Mutual fund	$389K	3.3%
John Hancock Disciplined John Hancock (Manulife) · Mutual fund	John Hancock (Manulife)	Mutual fund	$344K	2.9%
Voya MidCap Opportunities Fund Class A Voya · Mutual fund Possible retail class A	Voya	Mutual fund	$316K	2.7%

See the other 8 lines in this lineup with Pro.

Covers 71,097 large plans that list their funds in their annual filing. Updated Nov 3, 2026. Shares describe these plans, not the whole market.

Plan features & details

Pension benefit codes2E2F2G2J2K2S2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$31K

$85 / participant

Recordkeeping$5K15.7%
Other / not subdivided$26K84.3%

% of EOY assets

0.260%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: CARR, RIGGS, & INGRAM, LLC
Auditor EIN: 721396621
Audit fees: (not subdivided)
Opinion code: Unqualified

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Provider

Service type

Compensation

MORGAN STANLEY SMITH BARNEY1 year

Filed as: MORGAN STANLEY

Service code 70 · EIN 26-4310632

Consulting Fees

$26,376

MERRILL LYNCH PIERCE FENNER & SMITH11+ years

Filed as: MERRILL LYNCH, PIERCE, FENNER AND S

Service code 15 · EIN 13-5674085

Recordkeeping

$4,930

Fund

Dollars

% of funds%

BlackRock Global Allocation Portfolio

BlackRock · Mutual fund

Possible retail class A

$2.6M

22.4%

Galliard Stable Return Fund K

Allspring · Collective trust

$2.2M

18.5%

Loomis Sayles Invt Grade A

Natixis IM · Mutual fund

Possible retail class A

$1.4M

12.2%

iShares S&P 500 Index Fund Institutional Shares

BlackRock · ETF

Index

$1.3M

11.3%

MFS International Intrinsic Equity Fund A

MFS (Sun Life) · Mutual fund

Possible retail class A

$824K

7.0%

Victory Pioneer Fndmtnl Grth A

Victory Capital · Mutual fund

Possible retail class A

$430K

3.6%

ClearBridge Emerging Markets Fund Class A

Franklin Templeton · Mutual fund

Possible retail class A

$394K

3.3%

PIMCO Income Fund Class A

PIMCO (Allianz) · Mutual fund

Possible retail class A

$389K

3.3%

John Hancock Disciplined

John Hancock (Manulife) · Mutual fund

$344K

2.9%

Voya MidCap Opportunities Fund Class A

Voya · Mutual fund

Possible retail class A

$316K

2.7%

Minact, Inc. Retirement Income Plan

Summary metrics

Benchmarksi

Analytics

Service providersi

Fund lineupi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Minact, Inc. Retirement Income Plan

Summary metrics

Benchmarksi

Analytics

Service providersi

Fund lineupi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Fund lineup

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Fund lineup

Opportunity flags

Expense breakdown

Audit opinion