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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $586,342 | $167,353+250.4% | $143,797+307.8% | $134,545+335.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -8.45% | 0.48%-8.9pp | -0.04%-8.4pp | 418.37%-426.8pp |
| Employer contribution / active EE | $6,897 | $5,620+22.7% | $4,952+39.3% | $4,742+45.5% |
| Participant deferral / active EE | $6,540 | $6,447+1.4% | $5,638+16.0% | $6,401+2.2% |
| Admin fee / account holder | $1,756 | $18,096-90.3% | $14,679-88.0% | $11,431-84.6% |