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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,281 | $96,508+12.2% | $75,901+42.7% | $152,897-29.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.3%+30.7pp | 82.5%+17.5pp |
| Annual return | 17.99% | 33.99%-16.0pp | 30.76%-12.8pp | 345.43%-327.4pp |
| Employer contribution / active EE | $1,610 | $3,310-51.4% | $2,501-35.6% | $4,764-66.2% |
| Participant deferral / active EE | $4,764 | $4,554+4.6% | $3,603+32.2% | $5,851-18.6% |
| Admin fee / account holder | $5,737 | $8,081-29.0% | $5,420+5.9% | $11,599-50.5% |