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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,985 | $129,737-9.8% | $119,126-1.8% | $154,746-24.4% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 14.13% | 379.08%-365.0pp | 282.11%-268.0pp | 172.34%-158.2pp |
| Employer contribution / active EE | $1,802 | $4,375-58.8% | $4,034-55.3% | $4,379-58.8% |
| Participant deferral / active EE | $4,052 | $5,842-30.6% | $5,318-23.8% | $6,730-39.8% |
| Admin fee / account holder | $18,645 | $11,961+55.9% | $10,693+74.4% | $14,365+29.8% |