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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,813 | $183,988+98.3% | $162,177+124.9% | $152,897+138.6% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 18.82% | 150.79%-132.0pp | 115.60%-96.8pp | 345.43%-326.6pp |
| Employer contribution / active EE | $7,337 | $6,370+15.2% | $5,613+30.7% | $4,764+54.0% |
| Participant deferral / active EE | $11,369 | $8,032+41.5% | $7,297+55.8% | $5,851+94.3% |
| Admin fee / account holder | $1,210 | $13,123-90.8% | $10,843-88.8% | $11,599-89.6% |