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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,247 | $98,776+127.0% | $149,745+49.8% | $79,856+180.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 11.97% | 27.38%-15.4pp | 276.72%-264.8pp | 31.71%-19.7pp |
| Employer contribution / active EE | $7,882 | $3,217+145.0% | $4,646+69.7% | $2,471+219.0% |
| Participant deferral / active EE | $10,274 | $5,681+80.8% | $6,843+50.1% | $3,741+174.7% |
| Admin fee / account holder | $59,782 | $6,053+887.7% | $9,312+542.0% | $5,306+1026.6% |