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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,935 | $160,070+54.9% | $147,117+68.5% | $145,897+69.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.68% | 98.69%-87.0pp | 420.54%-408.9pp | 552.29%-540.6pp |
| Employer contribution / active EE | $8,804 | $5,285+66.6% | $4,932+78.5% | $4,663+88.8% |
| Participant deferral / active EE | $28,750 | $8,419+241.5% | $8,065+256.5% | $6,689+329.8% |
| Admin fee / account holder | $42,652 | $15,035+183.7% | $12,993+228.3% | $13,390+218.5% |