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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $711,615 | $73,839+863.7% | $143,788+394.9% | $68,495+938.9% |
| Participation rate | 88.9% | 66.7%+22.2pp | 80.3%+8.6pp | 67.9%+21.0pp |
| Annual return | -20.27% | 1.01%-21.3pp | -0.03%-20.2pp | -7.84%-12.4pp |
| Employer contribution / active EE | $25,576 | $3,184+703.3% | $4,952+416.5% | $2,596+885.0% |
| Participant deferral / active EE | $17,390 | $3,384+413.8% | $5,638+208.4% | $4,028+331.8% |
| Admin fee / account holder | $1,992 | $5,755-65.4% | $14,675-86.4% | $5,403-63.1% |