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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,145 | $95,415+61.6% | $185,851-17.1% | $85,851+79.5% |
| Participation rate | 74.1% | 68.8%+5.3pp | 81.7%-7.6pp | 69.3%+4.8pp |
| Annual return | 8.64% | 23.59%-14.9pp | 122.11%-113.5pp | 318.63%-310.0pp |
| Employer contribution / active EE | $7,845 | $3,314+136.7% | $5,168+51.8% | $2,565+205.8% |
| Participant deferral / active EE | $4,795 | $3,424+40.1% | $5,569-13.9% | $3,952+21.3% |
| Admin fee / account holder | $16,864 | $7,215+133.7% | $16,245+3.8% | $6,261+169.4% |