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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,956 | $56,894-12.2% | $84,753-41.1% | $62,881-20.6% |
| Participation rate | 48.1% | 68.5%-20.4pp | 76.6%-28.4pp | 69.3%-21.2pp |
| Annual return | 0.00% | 6.30%-6.3pp | 22.78%-22.8pp | 20.14%-20.1pp |
| Employer contribution / active EE | $1,252 | $2,400-47.8% | $3,574-65.0% | $2,281-45.1% |
| Participant deferral / active EE | $2,775 | $2,709+2.4% | $3,712-25.2% | $3,203-13.4% |
| Admin fee / account holder | $389 | $3,581-89.1% | $5,333-92.7% | $4,296-90.9% |