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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $818,454 | $183,516+346.0% | $155,534+426.2% | $145,884+461.0% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 22.92% | 61.43%-38.5pp | 64.92%-42.0pp | 551.85%-528.9pp |
| Employer contribution / active EE | $2,747 | $5,315-48.3% | $4,675-41.2% | $4,662-41.1% |
| Participant deferral / active EE | $7,975 | $6,467+23.3% | $5,630+41.6% | $6,690+19.2% |
| Admin fee / account holder | $8,096 | $19,293-58.0% | $15,900-49.1% | $13,392-39.5% |