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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,043 | $99,011-89.9% | $86,582-88.4% | $147,586-93.2% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 87.35% | 1312.75%-1225.4pp | 965.08%-877.7pp | 578.59%-491.2pp |
| Employer contribution / active EE | $3,368 | $3,132+7.5% | $2,839+18.6% | $4,876-30.9% |
| Participant deferral / active EE | $5,808 | $3,972+46.2% | $3,609+61.0% | $5,439+6.8% |
| Admin fee / account holder | $1,953 | $5,709-65.8% | $4,904-60.2% | $10,886-82.1% |