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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,129 | $176,120-19.3% | $159,487-10.9% | $167,553-15.2% |
| Participation rate | 83.3% | 85.0%-1.6pp | 82.8%+0.5pp | 82.1%+1.2pp |
| Annual return | 9.62% | 331.95%-322.3pp | 263.71%-254.1pp | 478.89%-469.3pp |
| Employer contribution / active EE | $3,073 | $5,299-42.0% | $4,831-36.4% | $4,840-36.5% |
| Participant deferral / active EE | $5,567 | $7,752-28.2% | $7,354-24.3% | $6,343-12.2% |
| Admin fee / account holder | $3,223 | $12,561-74.3% | $10,804-70.2% | $12,316-73.8% |