Retirement plan

TIMBERLINE HOMES, INC. EMPLOYEE SAVINGS & PROFIT SHARING PLAN

Name: TIMBERLINE HOMES, INC. - TIMBERLINE HOMES, INC. EMPLOYEE SAVINGS & PROFIT SHARING PLAN (2016) Form 5500
Creator: TIMBERLINE HOMES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, TIMBERLINE HOMES, INC. EMPLOYEE SAVINGS & PROFIT SHARING PLAN, TIMBERLINE HOMES, INC.

TIMBERLINE HOMES, INC.EIN 63-1270165Plan #001PY 2016

P.O. BOX 1225 - BREWTON, AL 364271225251-867-8085timberlinehomesinc.comLinkedIn51-200 employeesretail

Prospect flagsHigh feesLow participationLow employer contribution

How to read this page

Total assets (EOY)

$969K

-15.1% from 2015

Total participants

-25.4% from 2015

Average account balance

$32,307

-6.6% from 2015

Annual return

4.55%

+4.68 pp from 2015

Benchmarks

See 2,077 peers

Peer group

Industry45 - Retail Trade

Plan typeDefined contribution

Participants25-99

Cohort2,077 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.34M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$48K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

10.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$81K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.77%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$395

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J2R2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$296K

$7584 / participant

Other / not subdivided$296K100.0%

% of EOY assets

30.516%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$32,307

$49,025-34.1%

$87,502-63.1%

$62,881-48.6%

Participation rate

48.7%

64.9%-16.2pp

73.8%-25.1pp

69.3%-20.6pp

Annual return

4.55%

10.02%-5.5pp

12.21%-7.7pp

20.14%-15.6pp

Employer contribution / active EE

$21

$1,372-98.4%

$2,550-99.2%

$2,281-99.1%

Participant deferral / active EE

$1,790

$2,289-21.8%

$3,149-43.1%

$3,203-44.1%

Admin fee / account holder

$9,859

$4,065+142.5%

$4,221+133.6%

$4,296+129.5%

TIMBERLINE HOMES, INC. EMPLOYEE SAVINGS & PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

TIMBERLINE HOMES, INC. EMPLOYEE SAVINGS & PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion