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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,798 | $138,114-92.9% | $125,391-92.2% | $134,545-92.7% |
| Participation rate | 92.9% | 84.5%+8.4pp | 82.4%+10.5pp | 81.2%+11.6pp |
| Annual return | -18.77% | 750.88%-769.7pp | 572.41%-591.2pp | 418.37%-437.1pp |
| Employer contribution / active EE | $1,281 | $5,246-75.6% | $4,816-73.4% | $4,742-73.0% |
| Participant deferral / active EE | $2,987 | $7,801-61.7% | $7,448-59.9% | $6,401-53.3% |
| Admin fee / account holder | $2,230 | $11,570-80.7% | $10,009-77.7% | $11,431-80.5% |