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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,911 | $59,804+33.6% | $81,982-2.5% | $79,856+0.1% |
| Participation rate | 80.0% | 61.6%+18.4pp | 69.3%+10.7pp | 69.6%+10.4pp |
| Annual return | 16.46% | 17.56%-1.1pp | 41.31%-24.9pp | 31.71%-15.2pp |
| Employer contribution / active EE | $2,127 | $1,713+24.1% | $2,498-14.9% | $2,471-13.9% |
| Participant deferral / active EE | $3,659 | $2,695+35.8% | $3,722-1.7% | $3,741-2.2% |
| Admin fee / account holder | $1,672 | $4,288-61.0% | $5,665-70.5% | $5,306-68.5% |