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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,473 | $87,166-13.4% | $76,735-1.6% | $137,256-45.0% |
| Participation rate | 79.2% | 74.4%+4.8pp | 69.5%+9.7pp | 80.0%-0.8pp |
| Annual return | 10.17% | 26.50%-16.3pp | 29.77%-19.6pp | 220.34%-210.2pp |
| Employer contribution / active EE | $1,817 | $2,904-37.4% | $2,454-25.9% | $4,156-56.3% |
| Participant deferral / active EE | $3,424 | $4,726-27.5% | $4,088-16.2% | $6,407-46.6% |
| Admin fee / account holder | $61,690 | $8,403+634.1% | $7,189+758.1% | $12,270+402.8% |