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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,501 | $138,075-72.1% | $123,552-68.8% | $135,379-71.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -18.37% | 153.70%-172.1pp | 119.20%-137.6pp | 519.79%-538.2pp |
| Employer contribution / active EE | $13,197 | $5,152+156.2% | $4,628+185.1% | $4,779+176.1% |
| Participant deferral / active EE | $12,003 | $6,800+76.5% | $6,426+86.8% | $5,609+114.0% |
| Admin fee / account holder | $488 | $10,917-95.5% | $9,285-94.7% | $10,828-95.5% |