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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,263 | $81,276+68.9% | $155,574-11.8% | $80,925+69.6% |
| Participation rate | 90.2% | 66.2%+23.9pp | 78.2%+12.0pp | 67.7%+22.5pp |
| Annual return | 9.89% | 33.36%-23.5pp | 64.87%-55.0pp | 35.65%-25.8pp |
| Employer contribution / active EE | $6,728 | $3,103+116.8% | $4,676+43.9% | $2,756+144.1% |
| Participant deferral / active EE | $4,506 | $3,453+30.5% | $5,629-20.0% | $4,299+4.8% |
| Admin fee / account holder | $45,205 | $7,993+465.5% | $15,914+184.1% | $6,940+551.4% |