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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,790 | $27,632-46.5% | $61,452-75.9% | $68,486-78.4% |
| Participation rate | 38.8% | 39.5%-0.7pp | 52.6%-13.8pp | 67.9%-29.1pp |
| Annual return | -8.70% | -13.24%+4.5pp | 338.96%-347.7pp | -7.85%-0.8pp |
| Employer contribution / active EE | $790 | $696+13.6% | $1,160-31.9% | $2,597-69.6% |
| Participant deferral / active EE | $1,049 | $1,264-17.0% | $2,125-50.6% | $4,028-74.0% |
| Admin fee / account holder | $42,821 | $2,010+2030.2% | $2,131+1909.5% | $5,404+692.4% |