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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,912 | $138,102-24.0% | $125,381-16.3% | $134,532-22.0% |
| Participation rate | 81.3% | 84.5%-3.2pp | 82.4%-1.1pp | 81.2%0pp |
| Annual return | -16.47% | 750.73%-767.2pp | 572.31%-588.8pp | 418.27%-434.7pp |
| Employer contribution / active EE | $2,958 | $5,245-43.6% | $4,815-38.6% | $4,741-37.6% |
| Participant deferral / active EE | $6,926 | $7,801-11.2% | $7,448-7.0% | $6,401+8.2% |
| Admin fee / account holder | $25,616 | $11,568+121.4% | $10,007+156.0% | $11,429+124.1% |