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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,578 | $183,516-46.8% | $155,534-37.3% | $145,884-33.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.75% | 61.43%-50.7pp | 64.92%-54.2pp | 551.85%-541.1pp |
| Employer contribution / active EE | $12,534 | $5,315+135.8% | $4,675+168.1% | $4,662+168.8% |
| Participant deferral / active EE | $22,000 | $6,467+240.2% | $5,630+290.7% | $6,690+228.9% |
| Admin fee / account holder | $661 | $19,293-96.6% | $15,900-95.8% | $13,392-95.1% |