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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,028 | $93,346-10.0% | $71,796+17.0% | $273,972-69.3% |
| Participation rate | 80.0% | 76.5%+3.5pp | 69.1%+10.9pp | 83.0%-3.0pp |
| Annual return | 8.81% | 130.39%-121.6pp | 78.04%-69.2pp | 41.46%-32.6pp |
| Employer contribution / active EE | $5,806 | $2,733+112.4% | $1,924+201.7% | $4,869+19.2% |
| Participant deferral / active EE | $1,853 | $3,475-46.7% | $2,794-33.7% | $5,287-65.0% |
| Admin fee / account holder | $728 | $6,571-88.9% | $4,815-84.9% | $10,133-92.8% |