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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,451 | $202,463+39.5% | $169,397+66.7% | $139,487+102.5% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 12.33% | 532.64%-520.3pp | 406.23%-393.9pp | 373.84%-361.5pp |
| Employer contribution / active EE | $8,100 | $4,694+72.6% | $4,013+101.8% | $4,755+70.4% |
| Participant deferral / active EE | $45,000 | $6,941+548.3% | $6,223+623.1% | $6,713+570.4% |
| Admin fee / account holder | $9,368 | $10,726-12.7% | $9,017+3.9% | $11,407-17.9% |