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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,058 | $217,432+11.8% | $185,851+30.8% | $167,553+45.1% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 16.51% | 148.43%-131.9pp | 122.11%-105.6pp | 478.89%-462.4pp |
| Employer contribution / active EE | $4,107 | $5,874-30.1% | $5,168-20.5% | $4,840-15.1% |
| Participant deferral / active EE | $2,353 | $6,357-63.0% | $5,569-57.7% | $6,343-62.9% |
| Admin fee / account holder | $2,145 | $19,820-89.2% | $16,245-86.8% | $12,316-82.6% |