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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,617 | $57,140-67.4% | $85,240-78.2% | $80,959-77.0% |
| Participation rate | 17.9% | 56.4%-38.5pp | 67.5%-49.6pp | 67.7%-49.8pp |
| Annual return | 21.18% | 21.71%-0.5pp | 66.75%-45.6pp | 35.67%-14.5pp |
| Employer contribution / active EE | $595 | $1,802-67.0% | $2,735-78.2% | $2,757-78.4% |
| Participant deferral / active EE | $874 | $3,115-72.0% | $4,527-80.7% | $4,300-79.7% |
| Admin fee / account holder | $2,422 | $4,992-51.5% | $6,165-60.7% | $6,925-65.0% |