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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,452 | $81,487-79.8% | $102,412-83.9% | $80,935-79.7% |
| Participation rate | 96.6% | 66.8%+29.7pp | 74.5%+22.0pp | 67.7%+28.9pp |
| Annual return | 12.34% | 25.60%-13.3pp | 24.94%-12.6pp | 35.66%-23.3pp |
| Employer contribution / active EE | $1,970 | $3,103-36.5% | $3,870-49.1% | $2,757-28.5% |
| Participant deferral / active EE | $2,110 | $3,871-45.5% | $5,060-58.3% | $4,299-50.9% |
| Admin fee / account holder | $687 | $6,717-89.8% | $8,388-91.8% | $6,924-90.1% |