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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,410 | $114,093-76.9% | $96,171-72.5% | $167,536-84.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 12.13% | 190.00%-177.9pp | 192.04%-179.9pp | 478.82%-466.7pp |
| Employer contribution / active EE | $2,056 | $3,429-40.0% | $2,799-26.5% | $4,839-57.5% |
| Participant deferral / active EE | $2,057 | $5,197-60.4% | $4,350-52.7% | $6,342-67.6% |
| Admin fee / account holder | $1,253 | $6,899-81.8% | $5,538-77.4% | $12,315-89.8% |