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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,188 | $138,102+16.0% | $125,381+27.8% | $134,532+19.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -20.83% | 750.73%-771.6pp | 572.31%-593.1pp | 418.27%-439.1pp |
| Employer contribution / active EE | $9,854 | $5,245+87.9% | $4,815+104.6% | $4,741+107.8% |
| Participant deferral / active EE | $12,458 | $7,801+59.7% | $7,448+67.3% | $6,401+94.6% |
| Admin fee / account holder | $8,129 | $11,568-29.7% | $10,007-18.8% | $11,429-28.9% |