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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,461 | $73,978-8.8% | $96,515-30.1% | $75,173-10.3% |
| Participation rate | 38.5% | 66.4%-28.0pp | 74.3%-35.9pp | 67.2%-28.7pp |
| Annual return | 16.79% | 26.72%-9.9pp | 35.73%-18.9pp | 160.72%-143.9pp |
| Employer contribution / active EE | $1,642 | $2,931-44.0% | $3,740-56.1% | $2,671-38.5% |
| Participant deferral / active EE | $3,330 | $3,660-9.0% | $4,880-31.8% | $4,126-19.3% |
| Admin fee / account holder | $2,450 | $5,219-53.1% | $6,735-63.6% | $5,651-56.6% |