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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,344 | $82,324-40.1% | $68,803-28.3% | $134,545-63.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 69.0%+31.0pp | 81.2%+18.8pp |
| Annual return | -12.37% | -2.17%-10.2pp | -6.37%-6.0pp | 418.37%-430.7pp |
| Employer contribution / active EE | $5,933 | $3,302+79.7% | $2,656+123.4% | $4,742+25.1% |
| Participant deferral / active EE | $3,913 | $4,740-17.4% | $3,942-0.7% | $6,401-38.9% |
| Admin fee / account holder | $552 | $6,485-91.5% | $4,936-88.8% | $11,431-95.2% |