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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,380 | $98,776+13.8% | $149,745-25.0% | $79,856+40.7% |
| Participation rate | 88.2% | 75.8%+12.4pp | 82.5%+5.8pp | 69.6%+18.6pp |
| Annual return | 12.29% | 27.38%-15.1pp | 276.72%-264.4pp | 31.71%-19.4pp |
| Employer contribution / active EE | $4,255 | $3,217+32.3% | $4,646-8.4% | $2,471+72.2% |
| Participant deferral / active EE | $8,329 | $5,681+46.6% | $6,843+21.7% | $3,741+122.7% |
| Admin fee / account holder | $6,883 | $6,053+13.7% | $9,312-26.1% | $5,306+29.7% |