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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,059 | $102,382+14.3% | $147,005-20.4% | $80,874+44.7% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 10.83% | 134.89%-124.1pp | 418.76%-407.9pp | 35.62%-24.8pp |
| Employer contribution / active EE | $5,923 | $3,715+59.4% | $4,934+20.0% | $2,756+114.9% |
| Participant deferral / active EE | $10,089 | $6,646+51.8% | $8,070+25.0% | $4,297+134.8% |
| Admin fee / account holder | $7,879 | $7,942-0.8% | $13,006-39.4% | $6,935+13.6% |