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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,059 | $102,385+14.3% | $147,080-20.4% | $80,935+44.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 10.83% | 135.09%-124.3pp | 420.17%-409.3pp | 35.66%-24.8pp |
| Employer contribution / active EE | $5,923 | $3,717+59.4% | $4,933+20.1% | $2,757+114.9% |
| Participant deferral / active EE | $10,089 | $6,651+51.7% | $8,066+25.1% | $4,299+134.7% |
| Admin fee / account holder | $7,879 | $7,951-0.9% | $12,989-39.3% | $6,924+13.8% |