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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,738 | $93,598+54.6% | $135,974+6.4% | $75,173+92.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 11.80% | 30.89%-19.1pp | 68.30%-56.5pp | 160.72%-148.9pp |
| Employer contribution / active EE | $3,541 | $3,538+0.1% | $4,859-27.1% | $2,671+32.6% |
| Participant deferral / active EE | $9,649 | $6,405+50.6% | $7,760+24.3% | $4,126+133.8% |
| Admin fee / account holder | $2,274 | $6,978-67.4% | $10,767-78.9% | $5,651-59.7% |